Innovative Strategies: Add Value with No Cost Risk Management

2019-09-23T11:56:23-04:00 September 23rd, 2019|

One of the biggest challenges faced by policyholders, and their public adjusters handling their claims, is proving pre-damage condition of a property to the insurance carrier. Insurance adjusters, at the end of the day, are not hired by insurance carriers to overpay insureds nor to absolutely make sure every line item is not only accounted [...]

The Aftermath of Hurricanes Dorian and Imelda: Avoiding Underpaid and Denied Hurricane Claims

2019-09-23T11:54:13-04:00 September 23rd, 2019|

With Hurricanes Dorian and Imelda devastating the Bahamas, the east coast, and the Gulf of Texas, insurance companies, public adjusters, and emergency services are working overtime to handle the influx of property claims for residential and commercial policyholders. For reference, nearly three quarters of a million additional property claims were filed after Hurricane Harvey in [...]

Assignment of Insurance Liability

2019-06-24T12:28:15-04:00 June 24th, 2019|

Did you know when you buy a new property, you can still be protected from losses that occurred prior to your purchase date? While most assume that the condition of the property is simply what they’re agreeing to, an assignment document can be used to allow you to be indemnified and recover from a [...]

RCV vs ACV Policies

2019-06-24T12:29:54-04:00 June 24th, 2019|

Often, when property owners are looking for an insurance policy, they do their best to juggle both cost and coverage. One of the most common choices a policyholder may make is to choose an ACV policy rather than an RCV policy. Your insurance agent may tell you that this is a cost effective way [...]

Why Preparation is Key

2019-06-24T12:33:36-04:00 June 24th, 2019|

Dealing with storms, disaster, and the resulting damage is never pleasant, but preparation is key in ensuring that life is simplified for recovering in the aftermath. While it’s impossible to fully anticipate what may be around the corner, learning from past experiences – whether yours or others – can help ensure long term effects [...]