Don’t Wait for the Warning: Hurricane Prep Starts Now

When it comes to hurricanes, hope is not a strategy, and neither is waiting until a storm is on the radar. Preparation isn’t just about staying safe; it’s about protecting your long-term financial well-being. In hurricane-prone regions like the Southeast, early preparation can be the difference between a timely recovery and a devastating financial setback.

The 2025 Atlantic hurricane season is forecasted to be more active than average, with the NOAA projecting 13 – 19 named storms, 6 – 10 hurricanes, and 3 – 5 major hurricanes.

For property owners in coastal states, this is your call to action.

Step 1: Review Your Insurance Policy

Don’t assume you’re fully covered. Many policies have hurricane-specific deductibles, wind exclusions, or confusing language about flood damage. The time to review your coverage is before a storm hits—not while you’re watching it barrel toward your property on the news.

What to look for:

• • • Windstorm coverage
    • Hurricane or named storm deductibles
    • Business interruption or loss of use coverage
    • Flood insurance (typically a separate policy)

Premier Claims offers complimentary policy reviews to help you identify gaps in coverage before it’s too late. Submit your policy for review today!

Step 2: Document the Current Condition of Your Property

One of the best ways to support a future insurance claim is to provide proof of your property’s pre-storm condition. That means taking photos and videos—interior and exterior—before the damage ever occurs.

How to be thorough:

• • • Photograph your roof, siding, windows, HVAC, and any outdoor structures
    • Walk through every room inside and film with timestamps
    • Store files in the cloud and label them with the date

We are happy to assist you in cataloging this documentation to better meet insurance standards. In fact, to get you started, we’ve created a free, easy-to-use Property Inventory Template to help make documentation quick and organized.

Step 3: Have a Response Plan (and Know Who You’ll Call)

In the chaos after a storm, having a trusted partner on standby can make a massive difference. 

Premier Claims Can:

• • • Inspect and document damage
    • Interpret your policy
    • Help you submit a thorough, timely claim

Premier Claims is here to advocate for property owners—not the insurance companies. Our team of experts handles the red tape while you focus on recovering.

Get Ahead of the Chaos

Preparation can’t prevent a storm, but it can help protect you from being underpaid, denied, or left in the dark after it passes. Schedule your complimentary policy review or property documentation with Premier Claims today.

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