Settlement Success - Premier Claims

Elite Transportation Warehouse

Emporia, Kansas
Hail & Water Damage
November 2021

Despite presenting evidence from forensic damage experts that proved water intrusion had caused phenolic insulation to become acidic and cause damage to the steel decking, the insurance carrier remained steadfast with their $139,000 estimate. They also denied coverage for business losses, even though the policy clearly included it. Undeterred, we connected the policyholder with a legal team, sharing all our findings to build a solid case. The outcome? A victory that resulted in a 683% increase in the settlement offer from the insurance carrier.

Insurance Carrier Offer: $139,000

Premier Claims Settlement: $1,088,000

Confidential Religious Center

Orlando, Florida
Hail Damage
April 2021

From the start, our team uncovered undeniable evidence of hail damage to the 1,020-square metal roof. In an attempt to stall the process, the insurance carrier issued a ‘reservation of rights’ letter, suggesting the claim might not be sufficiently covered by the policy. They also sent an engineer and their own adjuster for further evaluation. To counter this delay tactic, we conducted a thorough legal review of the policy to confirm coverage and compiled a comprehensive estimate based on our investigations. Despite an ACV policy with endorsements, we successfully negotiated a final settlement of $1,162,000 for a complete roof replacement. After the settlement, and considering the property’s age, we advised the policyholder on upgrading to an RCV policy for more comprehensive future coverage.

Insurance Carrier Offer: Stated No Coverage Available

Premier Claims Settlement: $1,162,000

Tudor Heights Apartments

Omaha, Nebraska
Hail Damage
April 2019

After the insurance carrier initially denied the policyholder’s claim, our team was called in for an expert second opinion. Following a thorough inspection, it became clear that not only was the damage significant but it was also covered under their policy. As a result, the 420-unit apartment complex received comprehensive upgrades, including full roof replacements, new siding, and updated HVAC units, along with additional coverage for outdoor content for the residents.

Insurance Carrier Offer: Claim Denied

Premier Claims Settlement: $2,227,000

Meticulous Documentation Leads to a 683% Increase in the Settlement

Elite Transportation Warehouse

Insurance Carrier Denial Turned into a $1.16M Final Settlement

Confidential Religious Center

Apartment Claim Initially Denied: Premier Claims Settles at $2.23M

Tudor Heights Apartments