Day & Night Inspections Provide Full Scope of Damage for 730% Settlement Increase

Confidential Chicken Farm

Ulysses, Nebraska
Hail Damage
June 2022

Our team carried out day and night inspections to accurately assess the full scope of damage to the various buildings on the property. During negotiations, we caught the insurance carrier using flawed measurements based on satellite imagery that failed to account for elevation changes. We didn’t stop there; we also presented a comprehensive plan outlining the necessary materials and procedures for proper insulation and repairs, backed by current market rates for materials and labor. The result? A successful settlement that covered full replacements for all metal roofs, and materials, and even included overhead and profit.

Insurance Carrier Offer: $204,000

Premier Claims Settlement: $1,693,000

 

 

Read More Trending Articles
Understanding Recoverable Depreciation: RCV and ACV Policies Explained
Date of Loss: Key to Successful Property Insurance Claims
Commercial Property Insurance Endorsements

Thorough Investigation Turns $1.9M into a $5.9M Claim Settlement

Sanoh America Distribution Facility

Archbold, Ohio
Hail & Wind Damage | May 2022

The expansive 223,000 square-foot distribution facility experienced significant hail and wind damage, resulting in a small portion collapse. The insurance carrier enlisted an engineer to refute the more extensive hail damage, dismissing it as merely cosmetic and initially only approved repairs for the collapsed section. At this time, our team was brought on and we began to gather evidence from comprehensive on-site investigations, demonstrating the long-term repercussions of neglecting the full extent of the damage. Within six months, these efforts resulted in a reversal of decision to a full roof replacement. In addition, we were able to show historical storm activity that had impacted the building within the policy terms for more accurate dates of loss, as well as reimbursement for business interruption and loss of contents. Thanks to our diligent efforts, we successfully secured an additional $3.9 million in claim settlements.

Insurance Carrier Offer: $1,985,000

Premier Claims Settlement: $5,893,000

Read More Trending Articles
Importance of Acting Promptly After a Date of Loss
Navigating Insurance Deductibles