After delivering the deadliest storm Florida has seen since the Labor Day hurricane of 1935, FEMA has issued a directive that extends the deadline to submit the Proof of Loss (POL) for a flood claim.
The FEMA announcement detailed which states are eligible for the extension, including Florida, Georgia, South Carolina, North Carolina, and Virginia.
The usual time frame for submitting a sworn Proof of Loss is 60 days. However, FEMA extended this deadline to 365 days from the loss date. It’s important to note that FEMA has also implemented a significant adjustment in its procedures. They’ve authorized NFIP (National Flood Insurance Program) to accept an Unsigned Adjuster’s Report instead of a signed Proof of Loss for claim evaluation and payment. This change aims to streamline the process and provide more flexibility for policyholders in the aftermath of property damage.
While FEMA has allotted insureds this extension to file their Proof of Loss with their insurance company, it is still vital to file your claim as soon as you possibly can. Your insurance company must inspect the property before you proceed with any repairs. However, you must mitigate the damage, meaning you need to protect the property from any further harm.
The claims process is difficult enough, don’t navigate it alone. Premier Claims experts guide you through the process, handle daunting tasks, and fight for your maximum payout.