When your business is hospitality, your business cannot thrive when there is damage to your building. Our business is getting your property damaged covered so business can resume.
The hospitality industry stands apart from others due to its distinct characteristics. As a result, owners and operators require comprehensive insurance coverage that protects their building, business, guests, and employees at all times. Our team understands the specific risks & insurance coverage associated in the industry to be the expert partner you need to manage the claim process.
This coverage helps compensate for lost income and extra expenses in the event that your hospitality property is temporarily closed or unable to operate due to a covered loss. It typically includes coverage for ongoing operating expenses, employee wages, and loss of profits.
This section provides coverage for third-party bodily injury, property damage, or personal injury claims that occur on your hospitality property. It helps protect you against lawsuits and legal expenses.
If your hospitality property serves alcohol, this coverage is important. It protects you against claims arising from injuries or damages caused by intoxicated individuals who consumed alcohol on your premises.
If you have employees, workers’ compensation coverage is typically required by law. It provides benefits to employees who suffer work-related injuries or illnesses, including medical expenses and lost wages.
This coverage helps protect against financial losses resulting from contamination or spoilage of food products, either due to a covered event (e.g., power outage) or accidental contamination.
This section covers the cost of repairing or replacing damaged equipment or machinery due to mechanical breakdown, electrical failure, or operator error. It may include coverage for losses related to heating, cooling, refrigeration systems, and other vital equipment.
If your hospitality property needs to be rebuilt or repaired due to changes in building codes or ordinances after a covered loss, this coverage helps cover the additional costs associated with compliance.
We understand that as a commercial hotel or hospitality owner, your primary focus is on providing stellar service to your guests and growing your business. However, when property damage occurs, the ensuing insurance claims process can quickly become overwhelming. This is where our expertise comes in. We’re not just adjusters, we’re an extension of your team, skilled in handling all aspects of the claims process. We leverage our specialized knowledge to communicate with your insurance carrier, aiming for the most favorable claim settlement possible, relieving you of the stress and time-consuming tasks that often accompany claims management. Our commitment is to ensure that you receive the fairest and most timely settlement, allowing you to swiftly restore your property to its original condition and get back to delivering memorable experiences for your guests.Free Claim Review
Our diverse and seasoned team is adept at handling every aspect of the claim process, ensuring you receive the most favorable settlement possible. We believe in proactive protection and our in-depth policy reviews are designed to ensure your coverage is capable of protecting your interests when future needs arise. Let us guide you in securing a future where you are adequately protected and prepared, no matter what challenges may come your way.
Whether you have questions about your existing insurance policy, an active claim you’ve filed with your insurance carrier, or you’d just like to learn more about our process and services, we are here to help.
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