The amount a policyholder must pay out-of-pocket before the insurance carrier begins to pay a claim. It's a way to share risk between the insurer and the insured. There are three different types of deductibles.

1. Standard Deductible: A fixed dollar amount you pay before insurance kicks in.
2. Percentage Deductible: Based on a percentage of the home's insured value. Often used in areas prone to certain natural disasters, like hurricanes.
3. Split Deductible: This involves having one type of deductible for one kind of damage and a different deductible for another type of damage.


Whether you’re seeking answers to frequently asked questions, diving into insurance terminology, or exploring our blogs, we have assembled the resources to empower your insurance claim journey.

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