Mother Nature’s Bracket is Out of Control

Bracket-busting upsets aren’t just happening in basketball—Mother Nature is playing her own unpredictable game, and this year, she’s rewriting the rulebook. From tornadoes and hailstorms hammering the South to the Midwest bouncing between spring sunshine and surprise snowstorms, March has proven to be one of the most unpredictable months yet.

The common thread? Property damage is skyrocketing, and insurance carriers are looking for every excuse to pay out as little as possible.

But here’s the real storm brewing—insurance carriers are already finding ways to delay, underpay, or flat-out deny claims. When disaster strikes, you’d expect your insurance provider to have your back. Instead, many property owners are left fighting an uphill battle just to get the coverage they’ve paid for.

Before we dive into the storm-by-storm breakdown, one thing’s clear—this month is a wake-up call for property owners everywhere. If you’re waiting for your insurance carrier to do the right thing, you might be in for a bigger shock than the weather. 

Tornadoes and Hailstorms Take Center Stage

St Patrick’s Day weekend turned into a nightmare for 13 states, with nearly 90 tornadoes tearing through communities. Many struck in the dead of night, leaving families with no time to react.

In Paragould, Arkansas, an EF2 Tornado with winds up to 125 mph damaged over 160 homes. Meanwhile, in Calera, Alabama, Tim Striegal and his daughter barely escaped a disaster—minutes after evacuating, an EF1 Tornado leveled their mobile home. 

Hailstorms have been just as relentless, pounding Texas, Louisiana, Mississippi, and Alabama with stones the size of baseballs. The damage? Dented roofs, shattered windows, and countless insurance headaches. 

These storms are a brutal reminder—severe weather doesn’t wait for a convenient time. If you live in a storm-prone area, now’s the time to prepare. It’s clear that any rules are off the table, and this year’s storms could be more unpredictable than ever before. Reviewing your insurance policy and inspecting the current condition of your property can make all the difference in any potential claims you file this year.  To learn more about the benefits of a damage-free inspection, read our full blog: Untold Advantages of a Damage-Free Inspection

Spring’s Identity Crisis

One day, you’re basking in the sunshine, debating whether it’s too early to break out the grill. The next, you’re shoveling snow off your driveway and wondering if winter ever really left. Welcome to spring in the Midwest, where the only thing predictable is the weather-related whiplash.

States like Nebraska, Iowa, and Illinois have been riding this weather rollercoaster, with temperatures soaring into the 70s before lunging into full-blown winter storm warnings. This drastic shift isn’t just frustrating—it’s destructive. The freeze-thaw cycles wreak havoc on roads, infrastructure, and most importantly—roofs. As melting snow refreezes, it can exploit hidden cracks and weak spots, leading to potential leaks, structural damage, and costly repairs.

For property owners, these rapid changes are a warning sign. Just because your roof survived the winter doesn’t mean it’s in prime condition. Now’s the time for a thorough inspection—before spring storms add insult to injury.

Why This Matters for Property Owners

March Madness isn’t just happening on the court—Mother Nature is running her own unpredictable tournament. From middle-of-the-night tornadoes and monster hailstorms, this month has been a wake-up call for property owners across the country. And here’s the hard truth: The damage isn’t always obvious until it’s too late. 

Insurance carriers aren’t rushing to hand out checks, and they certainly aren’t knocking on doors to point out potential damage. That’s why staying ahead of the game is critical.

Here’s how you can protect yourself before the next round of chaos hits:

1. Schedule an Inspection

You don’t have to see missing shingles or shattered windows for there to be damage to your property. Hail can bruise roofing materials. Weakening them over time, while sudden freezes can cause cracks that lead to costly leaks. A professional inspection may catch issues before they turn into expensive headaches.

Contact our team today to schedule an inspection!

2. Review Your Insurance Coverage

If a storm rolls through, do you actually know what your policy covers? Many property owners don’t realize they’re underinsured until they’re fighting with their carrier over a denied or underpaid claim. Now is the time to check your policy—and if you’re unsure, we can help.

Submit your insurance policy for review here.

3. Prepare for More Weather Whiplash

March isn’t over, and spring storms are just getting started. Tornado season is ramping up, and hailstorms are unpredictable. And temperature swings aren’t going anywhere. Stay weather-aware, have an emergency plan, and document your property’s condition before a storm hits. 

Betting on Preparedness

The madness doesn’t stop in March. Spring tends to be one of the most volatile weather seasons, and the last thing you want is to find out you could’ve avoided unnecessary repair costs. If your area has been hit by severe weather this month, take action now. Get your property inspected, review your insurance policy, and make sure you’re protected—before the next round of storms comes sweeping through.

• Share this post: