What You Need to Know

As the dust settles from Hurricane Helene, many individuals and families are left grappling with the aftermath and seeking assistance. With Hurricane Milton expected to make landfall tomorrow, the need for recovery resources may soon increase. One key resource available to those impacted by these storms is the Federal Emergency Management Agency (FEMA). Understanding how to navigate FEMA assistance can make a significant difference in your recovery process.

What is FEMA Assistance?

FEMA provides assistance to individuals and families affected by disasters, including those like Hurricane Helene and potentially Hurricane Milton, through various programs. These programs are designed to help with temporary housing, home repairs, and other disaster-related expenses not covered by insurance. For more information on how FEMA is preparing for Hurricane Milton and what resources are available, check out their page: FEMA Hurricane Milton

Types of Assistance Available

1. Individual Assistance: This program helps cover essential needs such as temporary housing, home repairs, and personal property replacement. If your property was damaged or destroyed in either hurricane, you might qualify for grants to help you recover.
2. Public Assistance: This program is geared towards state and local governments and certain non-profit organizations to aid in response and recovery efforts. While this may not apply directly to individuals, it’s worth noting that these funds support community rebuilding. FEMA made a recent statement on Instagram naming Hurricane Helene as “one of the largest mobilizations of federal personnel, partners, and resources in recent history.”
3. Hazard Mitigation Assistance: If you’re looking to make long-term improvements to reduce the risk of future disasters, this program can provide funding for projects that enhance community resilience. These improvements are especially important in regions that are still recovering from Hurricane Helene and may soon experience Hurricane Milton. 

How to Apply for FEMA Assistance

1. Register for Assistance: The first step is to register with FEMA. You can do this online at DisasterAssistance.gov or by calling the FEMA helpline at 1-800-621-3362. Make sure to have essential information on hand, such as your address, insurance policy details, and income information.
2. Gather Documentation: Documentation is crucial for your application. Gather photos and videos of the damage (if and when it’s safe to do so), receipts for any expenses related to the disaster, and any insurance claim information. This will help support your application and could expedite the process.
3. Meet Deadlines: FEMA has specific deadlines for applications, so it’s important to act accordingly. Ensure you are aware of the deadlines for Hurricane Helene’s disaster declaration, and keep an eye on potential deadlines for Hurricane Milton.
4. Follow-up: After submitting your application, you’ll receive a FEMA registration number. Keep this number handy, as you’ll need it for any follow-up inquiries. Check your status regularly through the FEMA website or helpline.

Understanding the Claims Process

After applying, FEMA will review your application and may send an inspector to assess the damage. Be prepared for this visit by having all necessary documentation ready, including photos of the damage and your insurance policy details. For assistance with the insurance claim process, our team is ready to help in any way we can. 

Why Partner with Premier Claims?

Navigating FEMA assistance after a disaster is never easy, and with Hurricane Milton on the horizon, the stress and uncertainty is unimaginable. We want you to know you’re not alone. Our team of experienced public adjusters is dedicated to standing by your side, advocating for you, and fighting for you to receive the support and adequate compensation you’re owed per your insurance policy. Together, we’ll start to put the pieces back together. 

Whether you’re recovering from Hurricane Helene’s devastation or bracing yourself for Hurricane Milton, know that you aren’t alone. This is a time for resilience, and Premier Claims is here to help you navigate the complexities of the claims process. Focus on what truly matters—taking care of yourself, your loved ones, and your future. Contact our team today to begin your recovery process.