Insurance carrier negotiation Archives

Confidential Chicken Farm

Ulysses, Nebraska
Hail Damage
June 2022

Our team carried out day and night inspections to accurately assess the full scope of damage to the various buildings on the property. During negotiations, we caught the insurance carrier using flawed measurements based on satellite imagery that failed to account for elevation changes. We didn’t stop there; we also presented a comprehensive plan outlining the necessary materials and procedures for proper insulation and repairs, backed by current market rates for materials and labor. The result? A successful settlement that covered full replacements for all metal roofs, and materials, and even included overhead and profit.

Insurance Carrier Offer: $204,000

Premier Claims Settlement: $1,693,000

Edwards Electrical & Mechanical

Indianapolis, Indiana
Hail & Water Damage
January 2022

Facing an insurance carrier that was only willing to approve minor spot repairs and attribute the issues to old damage, our team swung into action. Leveraging detailed evidence from our on-site investigations, along with storm data and policy coverage specifics, we successfully negotiated a complete roof replacement. This victory not only addressed the immediate concerns but also furnished the policyholder with a brand-new, warrantied roof.

Insurance Carrier Offer: $8,990

Premier Claims Settlement: $2,039,000

Luxtor Self-Storage

Prescott, Arizona
Hail Damage
February 2022

Before even filing a claim for hail damage to a high-end self-storage facility, our team was already on the case. Within a week of initiating the claim, we coordinated a joint inspection with the insurance carrier. Despite receiving a ‘reservation of rights’ letter from the carrier—a common delay tactic—we pressed on. We assessed the damage to all four buildings and submitted a comprehensive estimate. Although the insurance carrier countered with lower estimates, we stood our ground. The result? A robust final settlement of $1,428,000 in just 3 months, which even included the cost of private security during the restoration process.

Insurance Carrier Offer: Stated No Coverage Available

Premier Claims Settlement: $1,428,000

Day & Night Inspections Provide Full Scope of Damage for 730% Settlement Increase

Confidential Chicken Farm

Negotiations Lead to a Full Roof Replacement and Warrantied

Edwards Electrical & Mechanical

Despite Delay Tactics $1.4M Settlement Secured in 3 Months

Luxtor Self-Storage