Insurance Settlement - Premier Claims

Dino’s Storage

Des Moines, Iowa
Hail Damage
March 2022

After the insurance company denied the initial claim, they were reluctant to conduct an on-site joint inspection, basing their decision on an incomplete assessment by an independent adjuster. Recognizing the oversight, we presented compelling evidence and our own detailed estimate to the insurance carrier. This led to an on-site joint inspection and a complete turnaround. We successfully negotiated full replacements for roofs and doors across all structures, and even secured private security to safeguard patrons’ belongings during the construction phase.

Insurance Carrier Offer: Complete Denial

Premier Claims Settlement: $1,247,000

Garner Industries

Lincoln, Nebraska
Hail & Wind Damage
December 2021

Our team stepped in after the initial claim had already been filed with the insurance carrier. Following a deep-dive investigation and thorough research, we discovered previously overlooked damage to another section of the roof. We also pinpointed a more accurate date of loss that aligned better with favorable deductible terms. After fine-tuning the claim and negotiating up-to-date costs for materials and labor, we achieved a 570% increase in the claim’s value—all within just 5 months.

Insurance Carrier Offer: $162,000

Premier Claims Settlement: $1,085,000

Galisteo Center Condominium Association

Santa Fe, New Mexico
Hail Damage
August 2021

Right from the start, our team was involved. After an initial joint inspection, the insurance carrier proposed a settlement of $629,000. We knew that wasn’t enough. By highlighting the need for code upgrades and the replacement of outdated materials, we successfully increased the claim’s value. Although the insurance carrier initially resisted covering overhead and profit, our team’s tenacity paid off. The end result? A remarkable final settlement of $1,935,000.

Insurance Carrier Offer: $629,000

Premier Claims Settlement: $1,935,000

Rivermont Collegiate

Bettendorf, Iowa
Hail & Water Damage
May 2021

Nearly a year after a devastating hail storm, the building began to show alarming signs of water damage through the roof. Although still within the timeframe to file a claim, the insurance carrier was resistant, approving only minimal spot repairs that fell below the deductible amount. To counter this, we enlisted experts from the tile company to provide irrefutable forensic evidence, confirming that the damage occurred within the claim window. Moreover, our team successfully negotiated for a complete roof replacement, ensuring the historic building was restored while preserving its invaluable significance.

Insurance Carrier Offer: Only Spot Repairs

Premier Claims Settlement: $1,264,000

Confidential Religious Center

Orlando, Florida
Hail Damage
April 2021

From the start, our team uncovered undeniable evidence of hail damage to the 1,020-square metal roof. In an attempt to stall the process, the insurance carrier issued a ‘reservation of rights’ letter, suggesting the claim might not be sufficiently covered by the policy. They also sent an engineer and their own adjuster for further evaluation. To counter this delay tactic, we conducted a thorough legal review of the policy to confirm coverage and compiled a comprehensive estimate based on our investigations. Despite an ACV policy with endorsements, we successfully negotiated a final settlement of $1,162,000 for a complete roof replacement. After the settlement, and considering the property’s age, we advised the policyholder on upgrading to an RCV policy for more comprehensive future coverage.

Insurance Carrier Offer: Stated No Coverage Available

Premier Claims Settlement: $1,162,000

Self-Storage Claim Initially Denied: Premier Claims $1.25M Settlement for Full Replacement

Dino’s Storage

Correcting Date of Loss Leads to a 570% Claim Increase in 5 Months

Garner Industries

Increase Settlement by 208% with Code Upgrades with O&P Included

Galisteo Center Condominium Association

Spot Repairs Initially Approved for Historic Building: Restored with $1.3M Settlement

Rivermont Collegiate

Insurance Carrier Denial Turned into a $1.16M Final Settlement

Confidential Religious Center