Let’s Talk Property Inspections

Property inspections play a key role in the claims process, providing valuable insights into the extent of damage incurred. At Premier Claims, we recognize the significance of thorough inspections when fighting for a fair and accurate claim settlement.

The Purpose of Property Inspections

Inspections serve as a critical juncture where both the policyholder and the insurance carrier assess the damage firsthand. These inspections are instrumental in determining the scope of repairs needed and estimating the cost of restoration. By conducting thorough inspections, policyholders can ensure that they properly document all damages, thereby reducing the likelihood of disputes during the claims process.

The Premier Claims Advantage

At Premier Claims, we take a proactive approach to inspections by sending our experienced inspectors alongside the insurance representative. This collaborative effort allows us to provide comprehensive assessments while advocating for the policyholder’s best interests. Our inspectors are trained to identify hidden damages and all relevant information to be accurately recorded. In turn, our inspections aim to increase the likelihood of a favorable claim outcome. 

Inspection Goal

Brent Roberts, Inspections Manager, and Licensed Public Adjuster, believes, “Our goal is to identify damage and have the Insurance Adjuster acknowledge the damage on site.” Collaborating with your insurance carrier’s representative for an inspection allows us to ensure they’re recognizing the damage we’re seeing. Our meticulous approach focuses on identifying any damage, linking it to the date of loss, and confirming its weather-related nature. This thorough process documents all relevant information, setting the foundation for a fair and expedited claims resolution. Learn more in our full YouTube video: Let’s Talk Property Inspections

The Inspection Process

During the inspection, our team meticulously examines the property, documenting all visible damages caused by the covered peril. We pay close attention to details, capturing photographic evidence and taking note of any structural issues or safety concerns. By conducting a thorough inspection, we equip policyholders with the information needed to pursue fair and adequate compensation for their losses. 

Policyholder Insight

Understanding the inspection process can empower policyholders to actively participate in their claims journey. By familiarizing themselves with common types of damages and inspection techniques, policyholders can effectively communicate their needs and concerns to the inspection team. Additionally, staying informed about their rights and entitlements allows policyholders to be well-equipped to navigate the claims process with confidence. 

Property inspections are a vital component of the claims process, providing an opportunity to assess damages and advocate for fair compensation. At Premier Claims, we prioritize transparency, professionalism, and advocacy in every inspection we conduct. For more information about property inspections and our claims management services, we invite you to connect with our team today to schedule an inspection of your property. 

Protect Your Roof: Mitigating Post-Winter Storm Damage

The Thawing Process and Roof Vulnerabilities

The beauty of winter gives way to potential hazards such as accumulated snow and ice. Ice dams, formed on your roof’s edges, can lead to water infiltration as they block proper drainage. Understand the risks and take proactive measures to prevent damage. 

Structural Stress on Roofing Materials

The weight of snow and ice can cause structural stress on your roofing materials. Look for visible signs such as sagging areas, bowed sections, or unusual depressions. Examine the edges of your roof for potential vulnerabilities. Reinforce weak points by consulting with a roofing professional. Consider redistributing snow load or implementing temporary supports to alleviate stress. Reinforcement measures may involve bracing, especially in areas prone to heavy snowfall. 

Identifying Signs of Roof Damage

Interior Warning Signs

Spotting interior warning signs is crucial. Leaks, water stains, or mold growth indicate potential roof damage. Pinpoint the source of leaks promptly to prevent further structural compromise. Investigate attic spaces for any signs of water infiltration, allowing for early detection and timely intervention. This proactive approach can mitigate potential damage from escalating. 

Exterior Inspection Tips

Performing an exterior inspection is equally important. Check for missing or damaged shingles, cracks in the roofing material, and compromised flashings. Inspect chimneys, vents, and gutters for signs of damage. Pay attention to the condition of the soffits and fascia. By routinely assessing your property’s exterior, you actively contribute to its long-term structural health. Document findings for future reference and maintenance planning.

Mitigating Roof Damage During Thaw

Proactive snow and ice removal can be the key factor in your roof’s ability to withstand any melting complications. Use safe removal techniques to prevent further damage, such as the following:

Use a Roof Rake

A roof rake is a long-handled tool designed for removing snow from the roof while standing on the ground. Gently pull the snow down the roof slope without damaging shingles or roofing materials. Avoid climbing onto the roof, especially during icy conditions. 

Avoid Metal Tools

Refrain from using metal tools like shovels, as they can cause damage to the roof surface and lead to scratches or punctures. 

De-icing Agents

Apply roof-friendly de-icing agents to help melt ice dams. Take care to choose products that are safe for roofing materials and won’t cause corrosion.

Warm Water Application

In certain situations, carefully pour warm water on ice-prone areas to facilitate melting. Avoid using hot water, as it can refreeze quickly and create additional issues leading to potential roof damage. 

Professional Snow Removal

Consider hiring professional snow removal services with experience in safe practices. Professionals use specialized equipment and techniques to minimize the risk of damage with snow and ice removal. 

Prevent Ice Dam Formation

Consider installing ice shields or heating cables along the roof edge to prevent the formation of ice dams. Proper insulation and ventilation in the attic can also contribute to minimizing ice dams. 

When Should I Consult a Professional?

As the winter wonderland transforms into a thawing landscape, your roof faces potential challenges. Property owners should feel empowered to protect their property against post-winter storm damage. By understanding vulnerabilities, identifying warning signs, and taking proactive measures, you’re setting your property up for success. Premier Claims offers guidance on assessing any damage to your roof after a winter storm. From insurance claims to restoration assistance, trust our team of Public Adjusters to guide you through your claims process. If you suspect your roof has been damaged after the recent winter storms, connect with our team for a thorough inspection of your property. 

Learn to Love Your Insurance Policy

Valentine’s Day is more than just a celebration of romantic relationships. It’s an opportunity to nurture a relationship with something equally important—your insurance policy. While insurance might not be the most exciting topic, understanding and appreciating your policy can bring peace of mind and financial security. This Valentine’s Day, learn to love your insurance policy and feel confident in the coverage you’ve chosen. 

Strengthen Your Relationship

Know What You’re Covered For

The first step in loving your insurance policy is understanding what it covers. Take the time to thoroughly read through your policy documents and/or discuss them with a licensed professional. Pay close attention to key details such as property damage coverage, liability coverage, and any additional endorsements or riders that may be relevant to your property use. Understanding your coverage limits and exclusions can help you avoid surprises in the event of a claim. 

Assess Your Risks

Every property faces unique risks, whether it’s due to the nature of the industry, the location of the property, or other factors. Conduct a risk assessment to identify potential threats to your commercial or residential property, such as fire, theft, natural disasters, or liability claims. Once you understand your risks, you can work with your insurance carrier to tailor your policy to provide adequate protection against those specific threats. 

Review Your Policy Regularly

Just like relationships, insurance policies require regular attention and maintenance. Review your policy annually or whenever there are significant changes to your business or property. This could include renovations or expansions, changes in inventory or equipment, or updates to local building codes and regulations. Keeping your policy up-to-date allows you to have the right coverage vs. right amount of coverage.

Ask Questions

Don’t hesitate to ask for assistance when navigating your insurance policy. While your insurance carrier can offer valuable insights, sometimes you may require additional support to fully grasp the complexities of your coverage. That’s where a team like Premier Claims can step in. With our team of licensed public adjusters and legal professionals, we’re dedicated to helping policyholders fully understand their policy. Whether you’re unsure about a particular clause in your policy, need clarification on a claim process, or simply want experienced guidance, our team is here to provide personalized support.  To have your policy thoroughly reviewed by our team of licensed professionals, submit your policy here: https://premier-claims.com/policy-review/

Consider Additional Coverage

Depending on your needs, you may want to consider additional coverage options beyond the basic property and liability insurance. Evaluating your specific risks and considering additional coverage can provide added peace of mind. For example, as hail season quickly approaches, it’s important that your insurance policy protects your property against any damage that hail may bring. Learn more about hail damage coverage in our blog: https://premier-claims.com/blog/commercial-property-hail-damage-coverage/

Document & Maintain Records

In the event of a claim, having thorough documentation can make the process smoother and help you fight to receive fair compensation. Keep detailed records of your property, including photos, receipts, and inventory lists. Maintain copies of insurance policy documents, correspondence with your insurance carrier, and any relevant contracts or agreements. Being organized and prepared can help expedite the claims process and minimize possible disruptions to your business operations. 

Stay Informed

Insurance regulations and industry standards can change over time, so it’s important to stay informed about developments that may affect your coverage. Being proactive can help you make informed decisions about your insurance policy and allow you to be adequately protected. We recommend that you subscribe to updates from your insurance carrier and participate in industry associations, so that you can stay informed of relevant news and developments in your area. We believe that knowledge is not just power but a path to peace of mind. Stay connected, stay informed, and let our team be a resource for you. For ongoing industry updates, subscribe to our blog: https://premier-claims.com/resources/blog/

By following these tips, you can develop a deeper understanding and appreciation for your insurance policy. Ultimately, giving you the confidence to face whatever challenges are thrown your way. This Valentine’s Day, take a moment to show some love to your insurance policy. It’s a relationship worth nurturing for the security and protection of your property. 

Hail Damage Coverage: Protect Your Commercial Property

As hail season approaches, we recommend that business owners ensure their insurance policy includes hail damage coverage. Picture a shield, not just against hailstones, but against the unseen risks that follow. Hailstorms pose a significant threat to commercial properties, potentially causing extensive damage to roofs, windows, exterior structures, and equipment. To navigate the challenges of hail season successfully, having the right protection in place is key. 

Prepare Your Insurance Policy for Hail Season

Commercial Property Insurance

This foundational coverage protects your business, including buildings and contents, against various perils, like hail damage. Confirm that your policy explicitly includes hail damage coverage for related incidents. 

Business Interruption Coverage

Hail Damage can lead to business disruptions. Business Interruption Coverage helps cover lost income, ongoing expenses, and relocation costs during the period of restoration. Ensure your policy adequately addresses the potential financial impact of hail-related disruptions. To learn more about Business Interruption Coverage read our blog: The Difference Between Business Interruption and Additional Living Expenses

Exterior Structure and Signage Coverage

Hailstorms can harm the exterior structure of your commercial property, including any signage. Therefore, it’s recommended that your insurance policy includes hail damage coverage that extends to these components to prevent unexpected repair or replacement costs. 

Specialized Coverage for Equipment and Inventory

Moreover, commercial properties often house valuable equipment and inventory critical to daily operations. From high tech machinery to essential tools, your business assets are the gears that keep the engine running smoothly. Here’s a closer look at how you can protect your business and commercial property against hail damage:

Equipment Breakdown Protection

In the event of a hailstorm, equipment is vulnerable to damage. As a result of including Equipment Breakdown Protection in your policy, your policy is able to cover repairs or replacement costs for machinery affected by hail damage. Equipment Breakdown Protection extends beyond general wear and tear, providing a safety net for your technological investments. 

Technology and Electronics Coverage

Modern businesses rely heavily on technology and electronic systems and specialized coverage for these assets is important for business owners to consider when reviewing their insurance policies. From servers to computers, make certain your policy includes protection for these vital components, minimizing downtime and potential loss. 

Inventory Loss Coverage

Commercial properties also house inventories of products, raw materials, or goods in progress. Hail damage can lead to inventory loss, impacting your supply chain and revenue streams. Comprehensive coverage can encompass the replacement of repair costs for damaged inventory, allowing your business to recover and meet customer demands. 

Customization for Industry-Specific Equipment

Recognizing the diversity of commercial enterprises, your insurance coverage can be customized to protect industry-specific equipment. Whether you’re in manufacturing, healthcare, or any other sector, you can tailor your policy to address the unique needs of your business. 

Importance of Regular Policy Review 

Coverage Adequacy for Business Growth

Commercial enterprises evolve, and property values change. Regular policy reviews allow for your coverage to be aligned with the current value of your commercial property and your business assets. It also allows you to account for expansions or modifications. Adjusting your policy as needed prior to the start of hail season, can protect you in the event damage occurs. 

Policy Limitations and Exclusions

Commercial property insurance policies may have limitations or exclusions related to hail damage. A thorough review helps identify any potential gaps in coverage, allowing for proactive adjustments. 

Risk Mitigation Strategies

Collaborate with Premier Claims to assess risk mitigation strategies specific to your business. Tailoring your policy to address unique circumstances can enhance your overall risk management plan. 

As a commercial property owner, your business assets are the heartbeat of your enterprise. Don’t let hail season catch you off guard—proactively review your policy. This allows you to make any hail damage coverage additions, protecting your property and business in the best way you can. Premier Claims stands ready to assist you, offering guidance, compassion, and a commitment to policyholders. Connect with us today to prepare your business for the challenges hail season may bring. To have your policy thoroughly reviewed by our team of licensed professionals, submit your policy here: https://premier-claims.com/policy-review/

 

Winter Storm Aftermath: Post-Thaw Flooding

As temperatures finally rise above freezing, granting everyone a break from the winter storms, a new set of complications is heading our way. With the thaw, the accumulated snow and ice transform from a winter wonder into a potential hazard—flooding. For property owners, this shift in weather brings forth a critical need to understand and navigate the challenges that accompany the melting snow and ice. There is no time to waste; take actionable steps to prepare, manage, and recover from the looming threat of flooding after the recent winter storms. 

Prepare For Potential Flooding

Assessing Vulnerabilities

Regardless of your property type, assess vulnerabilities such as low-lying areas and drainage systems. For commercial properties, consider the unique structural aspects that may impact flood risk.

Snow and Ice Removal

Proactive snow and ice removal is essential for both residential and commercial properties. Clear pathways, drains, and parking lots to facilitate the flow of melting water away from your property. Commercial property owners may also look into advanced snow removal techniques, including specialized equipment for large parking lots and walkways. Timely and efficient snow removal can reduce the risk of flooding.

Structural Integrity Checks

Commercial property owners should go beyond the basics and conduct structural integrity checks. Ensure that your property’s foundation, walls and roofing are resilient to the stress induced by melting snow and potential flooding. Allow for your roof to be free of ice dams, which can lead to water infiltration during the thaw. Learn more about ice dams in our blog: https://premier-claims.com/blog/ice-dams/

Landscaping Adaptations

Tailor your landscaping strategy to your property type. For homes, focus on grading and drainage solutions. Commercial properties may need specialized landscaping to redirect water flow away from the infrastructure. 

Emergency Plan

Commercial property owners should also maintain emergency supplies, ensuring the safety of employees and visitors. Consider the unique needs of your business, including backup power sources and communication systems. Commercial property owners should have a clear evacuation plan and protocols in place for employees and visitors. Designate assembly points and communicate procedures to ensure a safe exit and business continuity. . 

What Do I Do During a Flood?

Protecting Assets

Take proactive measures to safeguard valuable equipment and essential documents in commercial spaces. Elevate these items above potential flood levels to help minimize damage. Implement protocols for securing machinery and sensitive data to mitigate losses during a flood. 

Water Management

Address water accumulation with practical solutions. Place water buckets strategically to collect and redirect water away from critical areas. Protect belongings and equipment by raising them above potential flood levels. Consider installing barriers or seals to prevent water infiltration into sensitive areas. 

Appliance Precautions

Take precautions with appliances to prevent damage during flooding. Elevate electrical appliances to high ground or place them on sturdy platforms. Disconnect appliances to avoid electrical hazards. If possible, move appliances to a higher floor or relocate them to a safer area within the property. 

Communication Systems

Ensure that communication remains intact during a flood. Establish backup power sources for communication systems and keep them operational. Having redundant communication channels allows for timely dissemination of information to employees, visitors, and relevant stakeholders.

Post-Flood Recovery Tips

Documenting Damage

Documenting damage is crucial for both homeowners and commercial property owners. Take photographs and videos to facilitate insurance claims and assess the extent of the impact. 

Contacting Professionals

For commercial property owners, timely contact with professionals for cleanup and restoration is vital. Premier Claims, with expertise in both residential and commercial spaces, offers guidance through the insurance claims process, including cleanup and restoration. 

Insurance Claims

Navigating insurance claims is complex for both homes and commercial properties. Be aware of flood exclusions in your insurance policy, as standard policies may not cover flood-related damages. Separate flood coverage is typically required to ensure insurance protection for your property. Premier Claims is committed to assisting you in understanding policy nuances, aiming for a seamless recovery for your investment.

As the thawing landscapes unfold, this guide stands as a beacon for both residential and commercial property owners. By embracing preparation, vigilance, and collaboration with Premier Claims, you can fortify your property against the challenges posed by melting snow and ice. Connect with us for expert guidance tailored to the unique needs of your property, allowing a resilient and secure future.

Insurance Appraisal: Don’t Gamble Your Investment Away

Unlock Your Claims’ Potential

Did you know that without undergoing the appraisal process, you could end up settling for less than you are entitled to under your insurance policy? Playing it is risky, with the odds seemingly stacked against you. Insurance carriers play hardball, leaving you feeling overwhelmed and outmatched. But fear not because appraisals may just be your secret negotiation weapon.

Without the backing of a thorough appraisal, insurance carriers may lack the motivation to offer you an increased, and likely owed, settlement amount. By forgoing this crucial step, you could potentially leave money on the table. Ultimately, it hinders your ability to recover entirely from the damage.

The Dreaded “A” Word

Contrary to popular belief, appraisals aren’t the Grim Reaper of your claim. Instead, think of them as your trusty sidekick, helping you navigate the murky waters of insurance disputes. By enlisting the services of an expert appraiser, like those utilized by Premier Claims, you’re taking proactive measures to protect your interests and secure the compensation you deserve.

It is possible that without an appraisal, you could leave thousands of unrecovered dollars on the table. You could use that unrecovered money to rectify property damage and rebuild your business entirely. An appraisal intends to lead to a more accurate assessment of damages, potentially resulting in an increasing settlement amount. It tends to expedite the claims process, thereby reducing stress and uncertainty for the policyholder. Don’t let fear of an appraisal hold you back from determining what you are rightfully owed.

Who Needs a Public Adjuster Anyway? Newsflash, You Do!

You might be thinking, “But do I really need a public adjuster?” The answer is a resounding yes. Public adjusters are the Jedi masters of the claims world, wielding their expertise like a lightsaber against the dark forces of insurance carriers. With a public adjuster by your side, an experienced professional will guide you every step of the way.

So, don’t gamble your investment away. Embrace the challenge, arm yourself with knowledge, and remember— Premier Claims is here to guide you every step of the way. Take charge of your claim and fight for a fair settlement.

Ready to protect your investment? Contact Premier Claims today for a consultation, and let us help you navigate the appraisal process confidently. Your future self will thank you.

What Are Named Perils?

In the realm of property insurance, comprehensive coverage is key. At Premier Claims we believe that an informed policyholder is an empowered one. Policyholders often focus on broad strokes, but it’s the finer details that truly define the protection you receive. One such detail worth exploring is the concept of Named Perils.

The Power of Named Perils

Named Perils are a list of specific risks or events that, when they cause damage to your property, are covered by your insurance policy. Think of it as a tailored plan, addressing the most common and impactful threats your property may face.

Common Peril Types

Fire and Smoke Damage

Fires, even non-natural disasters like electrical or kitchen fires, fall under named perils. Coverage also extends to smoke damage. Understanding this broad definition allows you to protect your property against various fire-related incidents. 

Windstorm or Hail

Policyholders need to know the minimum wind speed for a windstorm, as well as the size criteria for hail in their policy. Researching your property’s location history, to know the average for both in your area, can make a big difference in ensuring your policy adequately protects your building. Regular reviews of your policy allow for accurate coverage against varying windstorm and hail intensities.

Theft and Vandalism

Property insurance distinguishes theft (unlawful property taking) from vandalism (intentional property damage). Policies have specific considerations for each. Prompt reporting for this type of damage is imperative in the claims process.

Explosion

Property insurance covers damage from explosions as named perils. Understanding the circumstances, such as exclusions for terrorism or intentional acts, can help you throughout your claim process. 

Why Named Perils Matter

Tailored Protection

Your policy works as a shield for your property and your financial peace of mind. Furthermore, your insurance policy addresses the specific risks most relevant to your property. 

Claim Accuracy

Armed with knowledge, you can navigate the claims process with precision. For this reason your claim may be assessed and settled more accurately. 

Peace of Mind

Knowing that your coverage aligns with the potential risks your property faces, provides unparalleled peace of mind.

When reviewing your policy, pay attention to the named perils section. It’s not just a list; it’s a roadmap to a secure future. Armed with knowledge, policyholders can navigate confidently, knowing their coverage aligns with their potential risks. At Premier Claims, we guide you through the maze of insurance complexities. For personalized insights, connect with Premier Claims for a free policy review.

What Type of Coverage Is Best for Your Property?

The type of policy coverage you choose for your property has the potential to significantly impact your financial well-being. This blog explores the importance of choosing between named (or specified) and open perils coverage, and how this choice may affect your finances. Understanding the ins and outs of these coverage types is not just about protection; it’s about making a financial decision that aligns seamlessly with your property’s needs. 

What is the Difference Between Named Perils and Open Perils Coverage?

Named Perils Coverage

Named Perils coverage is like having a detailed shield for your property. In this coverage type, your policy explicitly outlines a list of perils or risks for which you are protected. It provides clarity by leaving nothing to chance— if a peril is not on the list, it’s not covered. This specificity aims for policyholders to have a clear understanding of the risks they are protected against.

Open Perils Coverage

In contrast to Named Perils, Open Perils coverage is like having a broad umbrella of protection. Under this coverage type, you are potentially safeguarded against any peril unless expressly excluded in your policy. While it offers broader coverage, it’s important to note that the cost of an open perils policy is typically higher than its named perils counterpart. This is due to the expansive nature of the protection. 

How Do You Choose? 

Selecting the right coverage type is a pivotal decision that impacts the depth of your protection and the cost of your policy. At Premier Claims, we advocate for a thoughtful consideration based on your own unique circumstances. Here are factors we recommend you consider:

Budgetary Considerations

Named perils coverage often comes at a lower cost, making it an attractive option for those looking for comprehensive coverage on a budget. 

Property Specifics

Assess the specific risks your property might face. If your property is in an area prone to unique perils, open perils coverage might be worth the added investment. 

Risk Tolerance

Evaluate your risk tolerance. If you prefer clarity and a detailed understanding of your covered risks, named perils coverage might align better with your preferences. 

When it comes to choosing your property insurance coverage, there is no one size fits all solution. Premier Claims encourages policyholders to engage in thorough conversations, carefully weighing the advantages and disadvantages of both named perils and open perils coverage. Our aim is to guide you in making an informed decision that aligns best with your property’s needs. 

Protect Your Property from Pipe Bursts

January has kicked off the year with a bang. From the Dakotas to Texas, record-low temperatures are sweeping the country, leading to a surge in pipe bursts. The Guardian reported that “Nebraska governor Jim Pillen announced a state of emergency, citing “very dangerous conditions” in the state,” as they experienced extreme winter storms.  As property owners, it’s crucial to understand the implications that this level of storms can cause. Premier Claims is here to guide you through the ins and outs of pipe bursts, providing essential information to help you protect your property this winter. 

Understanding Pipe Bursts

Winter conditions can cause water inside pipes to freeze, leading to increased pressure and potential bursts. Consequently, these bursts can result in extensive water damage to your property, ranging from structural issues to ruined belongings. Understanding the science behind pipe bursts empowers you to take preventive action. Moreover, proactive measures can significantly reduce the risk of such incidents.

Signs of Impending Pipe Bursts

Unexplained Increase in Water Bills

A sudden spike in your water bill could indicate an underlying leak, potentially leading to a burst.

Decreased Water Pressure

If your faucets, sinks, or showers are not delivering water with the usual force, it might be a sign of a compromised pipe. 

Strange Noises

Gurgling or banging sounds in your pipes can signal impending issues. 

Other Signs

If there is frost buildup on exposed pipes, damp sections of drywall, carpet, or ceilings, as well as strange smells from faucets or drains, your pipes may be on the verge of bursting.

Preventive Measures

Take preventive measures to protect your property from pipe bursts with these simple steps:

Insulate Exposed Pipes

Identify and insulate pipes in unheated areas to prevent freezing. You can insulate exposed pipes outside of your property using pipe sleeves and heat tape.

Maintain Adequate Heating

Allow your property to stay properly heated, especially in areas prone to freezing. Follow your local electricity provider for best practices in your area.

Drip Faucets

When the weather dips below freezing temperatures, allow your faucets to drip. This can relieve pressure and prevent your pipes from freezing and bursting.

Additional Tips

Follow your local guidelines to drain sprinkler systems. Store any hoses indoors and shut off water valves to outdoor faucets, leaving outside valves open. Lastly, keep any external doors and garages closed, especially if water supply lines are present.

What Do I Do If a Pipe Bursts?

Shut Off Water Line

Promptly locate and turn off the main water supply immediately; in turn, this can help reduce the extent of damage to your property. 

Open Faucets to Reduce Pressure

If you haven’t already, turn on faucets throughout your property. This should allow any remaining water in your pipes to release, reducing the pressure on the damaged area.

Initiate Cleanup with Caution

While you can start the cleanup process, especially un non-electrical hazard areas, consider professional assistance. Certified water-removal companies, recognized by organizations like the Institute of Inspection Cleaning and Restoration Certification (IICRC), can assist in reducing damage.

Partner with a Public Adjuster

Working with a public adjuster can be the key difference in the outcome of your water damage claim. Notify the Premier Claims team promptly after the damage occurs. Our team will provide guidance on how to navigate the claims process every step of the way. 

Our commitment to industry leadership extends to providing educational content on topics like pipe bursts. As the country grapples with record-low temperatures, understanding how to mitigate the risks of pipe bursts becomes even more crucial. Premier Claims remains your dedicated partner, offering a helping hand in navigating the complexities of winter-related property damage.Winter storms may bring challenges, but with the right information and key steps, you can safeguard your property.