Refer to specific deductibles applied to insurance claims resulting from damage caused by named hurricanes or tropical storms. Unlike standard deductibles, which apply to most types of covered losses, named storm deductibles are typically higher and are specific to severe weather events that have been officially named. These deductibles are designed to reflect the increased risk and potential severity of damage associated with hurricanes and tropical storms, aiming to align insurance costs with the heightened risk posed by these natural disasters.